Elder Care Tips — Tips for Elder Care
It is never too early to plan for long-term elder care. These elder care tips should assist you in creating a plan long before the need arises.
Elder care tips are a multi-faceted task because of what you have to plan for. Obviously quality of care is important but what type of elder care service will you search for that quality care? And, how will you know that particular service actually provides the service they say they provide?
Elder care tips includes where the elder will be housed. Will it be near family and friends? Will it be a long distance away because that is where the only facility is that meets your particular needs?
Cost is a big factor. Depending on the city in which you live, cost of care could be over $300 per day. The average cost of care on a daily basis is between $175 and $200. I am talking about a facility with full blown elder care.
That means elder care tips must include the vignette to make your planning early and very carefully. If you fail to plan early and carefully you could jeopardize the elder’s assets and the elder could end up with minimal or no care from needed outside resources.
The type of care under elder care tips ranges from home health aides, adult day care, assisted living, nursing homes and hospice. Each carries its own requirements, costs and feasibility.
Do you have insurance that will cover all or most of the costs? Will Medicare or Medicaid cover the costs? Will you have to start spending down your assets to realize the necessary cash to pay the charges?
As an elder who may soon need care, it is wise to talk to your family. You want your family and any other individuals who may be responsible for your long-term care to understand your wishes. If you do not have one, prepare a medical power of attorney. This document allows the friend or family member you appoint to make medical decisions on your behalf should you be unable to do so.
Under one of the elder care tips above, I mentioned Medicaid. Medicaid is a state program that is reimbursed by the U.S. federal government. Different states provide different levels of care for different individuals.
Medicaid is a qualification program. That means you have to qualify before you receive any aid from the Medicaid program. If you have a personal financial advisor consult with that person about what Medicaid requires.
If you do not have a personal financial advisor, search in your favorite search engine for your state’s requirements. Probably a good way to start looking for Medicaid elder care tips is to type in Nevada (obviously use your state) Medicaid.
You should be taken to a website that discusses your state’s requirements to receive aid under Medicaid. By the way, Canadians have a similar program. While they don’t attempt to recover your assets upon your death to cover their funding while you were alive, they do make you search for other methods before they start to pay.
Two more elder care tips that are important are having a lawyer or some other legal professional review any nursing home contracts or agreements before you or anyone signs them. Not understanding the full terms could be very expensive.
The last one of these eldercare tips that is super important is to be sure to monitor your family member, or friend for that matter, who is in the facility. You do not want your elder to be one of the horror stories you hear about abuse and mistreatment at elder care facilities.
There are probably a dozen more elder care tips but the six or seven above tips should put you a long way on the road to creating and perfecting an elder care plan.